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Cyprus Business Guides

Free practical guides on compliance, tax residency, company formation, and banking for entrepreneurs in Cyprus. Updated regularly with the latest 2026 rules.

Cyprus Business Guides
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Comparisons

6 guides
Comparisons
Best Low-Tax Countries Europe 2026
Best low-tax countries in Europe for entrepreneurs 2026: Cyprus, Malta, Estonia, Portugal, Bulgaria, Romania, Andorra, Gibraltar.
Updated Mar 2026 · 12 min
Comparisons
Cyprus Non-Dom vs UK Non-Dom 2026
Compare Cyprus Non-Dom and UK Non-Dom status in 2026. The UK abolished its Non-Dom regime in April 2025. See why Cyprus became Europe's leading.
Updated Mar 2026 · 8 min
Comparisons
Cyprus vs Dubai for Entrepreneurs 2026
Cyprus vs Dubai for entrepreneurs 2026: Dubai's 0% personal tax vs Cyprus Non-Dom, EU access, cost of living, banking, lifestyle, weather.
Updated Mar 2026 · 11 min
Comparisons
Cyprus vs Estonia e-Residency 2026
Cyprus vs Estonia e-Residency 2026: e-Residency is NOT tax residency — the most common misconception explained. What e-Residency actually does.
Updated Mar 2026 · 8 min
Comparisons
Cyprus vs Malta for Entrepreneurs 2026
Cyprus vs Malta for entrepreneurs 2026: corporate tax, personal tax, non-dom vs NOR status, cost of living, banking, company formation, EU access.
Updated Mar 2026 · 11 min
Comparisons
Cyprus vs Portugal NHR 2026
Cyprus vs Portugal NHR 2026: Portugal's old NHR abolished, new IFICI is limited — Cyprus Non-Dom is still fully available.
Updated Mar 2026 · 10 min
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Banking & EMIs

3 guides
Banking & EMIs
EMI vs Bank for Cyprus Companies
EMI vs traditional bank for Cyprus companies: regulatory differences, when an EMI is enough, when a local bank is needed, payment processor requirements.
Updated Mar 2026 · 8 min
Banking & EMIs
Best Banks for Cyprus Companies 2026
Best banks for Cyprus companies in 2026: local banks (Bank of Cyprus, Hellenic, AstroBank) vs EMIs (Revolut, Wise) — comparison table, fees.
Updated Mar 2026 · 10 min
Banking & EMIs
Open a Bank Account in Cyprus 2026
Step-by-step guide to opening a bank account for a Cyprus company in 2026: local banks vs EMIs, required KYC documents, timeline.
Updated Mar 2026 · 9 min
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Compliance

13 guides
Compliance
HE32 vs Financial Statements Explained
Cyprus companies must file both an HE32 Annual Return (company info at the Registrar) and audited Financial Statements (tax accounts).
Updated Mar 2026 · 6 min
Compliance
HE32 Annual Return Cyprus 2026
The HE32 is Cyprus's annual company return, due 31 March of the second year after your financial year end. Learn exactly what it requires, how to prepare.
Updated Mar 2026 · 7 min
Compliance
How to File a VAT Return in Cyprus
Cyprus VAT returns are filed quarterly on TFA (taxforall.mof.gov.cy). Deadlines: 10 May, 10 Aug, 10 Nov, 10 Feb. Late filing penalty: €100 flat.
Updated Mar 2026 · 10 min
Compliance
Cyprus Compliance Calendar 2026
Complete month-by-month guide to every Cyprus compliance deadline in 2026: VAT, VIES, TD603, provisional tax, HE32, PAYE, Social Insurance, UBO, AGM.
Updated Mar 2026 · 10 min
Compliance
Annual Costs of a Cyprus Company 2026
Running a Cyprus company costs €2,500–8,000+ per year: accountant fees, registered office, HE32 filing. Full 2026 breakdown.
Updated Mar 2026 · 8 min
Compliance
Cyprus Tax Reform 2026: What Changed
Cyprus's tax reform took effect 1 January 2026: corporate tax up to 15%, SDC on dividends down to 5%, DDD abolished. Full analysis of what changed.
Updated Mar 2026 · 9 min
Compliance
TD603 Cyprus: GESY on Dividends
TD603 is the form Cyprus companies file on TAXISnet to declare GESY (2.65%) withheld from dividends. Due end of the month after dividend payment.
Updated Mar 2026 · 8 min
Compliance
Reverse Charge VAT in Cyprus Guide
Reverse charge VAT in Cyprus applies when you buy services from EU suppliers or sell B2B to EU customers. Learn how to declare it in Boxes 1, 4.
Updated Mar 2026 · 7 min
Compliance
VAT Registration in Cyprus 2026
Cyprus VAT registration is mandatory once your revenue hits €15,600 in 12 months. You have 30 days to register. EU B2B sellers must register immediately.
Updated Mar 2026 · 7 min
Compliance
Provisional Tax Cyprus 2026
Cyprus provisional tax is paid in two instalments: 31 July and 31 December. At 15% since January 2026, learn how to calculate your estimate.
Updated Mar 2026 · 8 min
Compliance
GESY on Dividends Cyprus 2026
GESY on Cyprus dividends is 2.65% on the gross amount, capped at €200,000 per source per year. Non-residents are exempt.
Updated Mar 2026 · 8 min
Compliance
Cyprus Corporate Tax Rate 2026: 15%
Cyprus raised its corporate tax rate from 12.5% to 15% in January 2026. Learn what changed, what income is taxable, what is exempt.
Updated Mar 2026 · 7 min
Compliance
Cyprus Corporation Tax Guide 2026
Cyprus corporation tax increased to 15% from 1 January 2026. Learn what is taxable, what is exempt (IP Box at 2.5%, NID deduction).
Updated Mar 2026 · 10 min
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Living in Cyprus

6 guides
Living in Cyprus
Limassol vs Nicosia for Expats
Limassol vs Nicosia for expat entrepreneurs — cost comparison, expat community, coworking, nightlife, schools, commute, business access.
Updated Mar 2026 · 9 min
Living in Cyprus
10 Reasons to Move Business to Cyprus
From 0% dividend tax to 65+ double tax treaties and 340 sunny days — 10 reasons to move your business to Cyprus in 2026.
Updated Mar 2026 · 9 min
Living in Cyprus
Is Cyprus Worth It in 2026?
Is Cyprus still worth relocating to in 2026? Honest assessment: tax advantages, EU access, lifestyle pros and cons — bureaucracy, banking delays.
Updated Mar 2026 · 10 min
Living in Cyprus
Cyprus Residency Permit Guide 2026
Complete guide to Cyprus residency permits in 2026: EU citizens, MEI company director, Category F, employment permit.
Updated Mar 2026 · 10 min
Living in Cyprus
Moving to Cyprus: Entrepreneur Guide
Step-by-step guide to moving to Cyprus as an entrepreneur in 2026: tax residency, company formation, bank account, housing, healthcare.
Updated Mar 2026 · 12 min
Living in Cyprus
Cyprus for Digital Nomads 2026
No digital nomad visa in Cyprus — but the 60-day rule, EU access, and fast internet make it ideal. Full 2026 guide.
Updated Mar 2026 · 10 min
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Non-Dom & Tax

15 guides
Non-Dom & Tax
Cyprus for Startup Founders 2026
Why Cyprus is increasingly chosen by startup founders: IP Box at 3%, non-dom dividends at 2.65%, EU jurisdiction, English law, and a fast incorporation.
Updated Mar 2026 · 11 min
Non-Dom & Tax
Director Fees vs Dividends Cyprus 2026
Director fees, dividends, and salary are taxed completely differently in Cyprus. For non-dom founders, dividends at 2.
Updated Mar 2026 · 10 min
Non-Dom & Tax
Cyprus SaaS Founders Tax Guide 2026
How SaaS founders can use Cyprus's IP Box regime to pay 3% effective tax on qualifying income. Full guide to corporate structure, VAT on digital services.
Updated Mar 2026 · 10 min
Non-Dom & Tax
Cyprus Double Tax Treaties 2026
Cyprus has 65+ double tax treaties. Learn which countries are covered, what each treaty prevents (withholding tax, PE rules), how to claim treaty benefits.
Updated Mar 2026 · 8 min
Non-Dom & Tax
Non-Dom Tax Benefits: Real Numbers
See exactly how much you save with Cyprus Non-Dom status in 2026. Three detailed examples: freelancer €80k, founder €200k dividends.
Updated Mar 2026 · 10 min
Non-Dom & Tax
How Much Tax in Cyprus? Real Examples
4 real-world Cyprus tax calculations for 2026: freelancer €60k, founder €200k dividends, SaaS IP Box €500k.
Updated Mar 2026 · 11 min
Non-Dom & Tax
NID Cyprus: Notional Interest Deduction
The Cyprus NID lets companies deduct notional interest on new equity capital, reducing taxable profit. At EUR 100k equity and 5.
Updated Mar 2026 · 9 min
Non-Dom & Tax
Cyprus IP Box Regime: 3% Tax Rate
Cyprus IP Box regime explained for 2026: 80% deduction on qualifying IP income, 3% effective tax rate, what qualifies (software, patents), nexus approach.
Updated Mar 2026 · 9 min
Non-Dom & Tax
Dividends Tax Cyprus: Non-Dom Guide
Exactly what Non-Dom shareholders pay on dividends from a Cyprus Ltd in 2026: 0% SDC, 2.65% GESY, how TD603 works, the €180k GESY cap.
Updated Mar 2026 · 8 min
Non-Dom & Tax
Cyprus 60-Day Tax Residency Rule
Understand the Cyprus 60-day tax residency rule in 2026: the 3 cumulative conditions, what counts as a tie to Cyprus, how to count days.
Updated Mar 2026 · 9 min
Non-Dom & Tax
Cyprus 183-Day vs 60-Day Rule
Compare the Cyprus 183-day and 60-day tax residency rules in 2026. Find out which rule applies to your situation, who benefits from each.
Updated Mar 2026 · 7 min
Non-Dom & Tax
SDC Tax Cyprus: Who Pays & Exemptions
Complete guide to Cyprus Special Defence Contribution (SDC) in 2026: rates, who pays, Non-Dom exemption, what changed in the 2026 reform.
Updated Mar 2026 · 7 min
Non-Dom & Tax
Cyprus Tax Residency Without Living There
Cyprus 60-day tax residency rule explained: the 3 conditions, what counts as presence, evidence requirements, diary tips, and how it compares to the.
Updated Mar 2026 · 9 min
Non-Dom & Tax
Salary vs Dividends in Cyprus 2026
Full comparison of salary vs dividends for Cyprus company owners in 2026. Non-dom dividends cost only 2.65% GESY vs 35%+ income tax on salary.
Updated Mar 2026 · 10 min
Non-Dom & Tax
Cyprus Non-Dom Status: The Complete 2026 Guide
Everything you need to know about Cyprus Non-Dom status in 2026: who qualifies, tax benefits, 0% SDC on dividends, GESY rules, and how to apply with form.
Updated Mar 2026 · 12 min
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Company Formation

4 guides
Company Formation
Cyprus Company Formation Timeline
Cyprus company formation takes 5-15 working days at the Registrar in 2026, with expedited service in 2-4 days. Full timeline including post-incorporation.
Updated Mar 2026 · 6 min
Company Formation
Cyprus Ltd vs Self-Employed
Cyprus Ltd vs self-employed comparison for 2026: tax rates, liability, compliance costs, and when each structure makes financial sense.
Updated Mar 2026 · 9 min
Company Formation
Cyprus Ltd Formation Cost Breakdown
Exact cost breakdown for forming a Cyprus Ltd in 2026: government fees ~€350, formation agent costs, registered office, annual expenses.
Updated Mar 2026 · 8 min
Company Formation
Form a Cyprus Company as a Foreigner
Step-by-step guide to forming a Cyprus Ltd as a foreigner in 2026. Timeline 5-15 working days, costs, remote options, required documents.
Updated Mar 2026 · 12 min